Lending indicators

The value of new housing loan commitments is $81.2 billion in the September quarter 2026, down 15.5% from $96.1 billion in the June quarter 2026 and down 18.1% from $99.1 billion in the September quarter 2025. The page records the series as down 15.5% on the quarter from the June quarter 2026 to the September quarter 2026, down 18.1% over the year from the September quarter 2025, down 10.0% over 5 years from the September quarter 2021, and up 43.4% over 10 years from the September quarter 2016. It is the lowest since the March quarter 2024 and sits above the long-run median of $50.1 billion.

The number of new housing loan commitments is 111,878 in the September quarter 2026, down 15.0% from 131,687 in the June quarter 2026 and the lowest since the March quarter 2023. New housing loan commitments by non-bank lenders total $11.6 billion in the September quarter 2026, up 9.4% from $10.6 billion in the June quarter 2026.

First home buyer loan commitments number 26,415 in the September quarter 2026, down 8.6% on the quarter from the June quarter 2026 and down 12.3% over the year from the September quarter 2025, with a value of $16.2 billion. Investor housing loan commitments are $24.7 billion, down 32.3% on the quarter, and owner-occupier commitments are $56.5 billion, down 4.6% from the September quarter 2025. Owner-occupier external refinancing is $40.6 billion, down 3.3% on the quarter.

There are no revisions in this release. The next lending indicators release is due Wed 10 Feb 2027, 11:30 AEDT. Source: Australian Bureau of Statistics, CC BY 4.0.

Automated release note. Every figure links to the archived release.