Australia's average home loan
Average home loan, Australia · Australian Bureau of Statistics · September quarter 2026
Australia's average home loan $725,407 in the September quarter 2026, down 0.6% on the quarter and up 4.2% over the year.
Next release · Wed 11 Nov 2026, 11:30 AEDT · Lending indicators
What the numbers say
Australia's average home loan, measured as the average new housing loan, was $725,407 in the September quarter 2026, according to the Australian Bureau of Statistics. That was down 0.6% on the quarter from $729,454 in the June quarter 2026, up 4.2% over the year and up 27.1% over 5 years. The June quarter 2026 figure of $729,454 is the highest since the series began in the September quarter 2019, and the latest value is 0.6% below the peak. The series also shows the low of $463,409 in the September quarter 2019.
What is the average home loan in Australia?
Australia's average home loan was $725,407 in the September quarter 2026. This is the average new housing loan, as published by the Australian Bureau of Statistics.
Is the average home loan in Australia going up or down?
Australia's average home loan was $725,407 in the September quarter 2026, down 0.6% on the quarter from $729,454 in the June quarter 2026. Over the year to the September quarter 2026 it was up 4.2%.
How much has the average home loan in Australia changed over 5 years?
Australia's average home loan was up 27.1% over 5 years, from the September quarter 2021 to the September quarter 2026. It stood at $725,407 in the September quarter 2026.
What is the highest average home loan in Australia since the series began in 2019?
Australia's average home loan peaked at $729,454 in the June quarter 2026, the highest since the series began in the September quarter 2019. The September quarter 2026 value of $725,407 is 0.6% below the peak.
Written from the figures on this page · updated 11 November 2026
Recent quarters
| Quarter | Value | Status |
|---|---|---|
| September quarter 2026 | $725,407 | as published |
| June quarter 2026 | $729,454 | as published |
| March quarter 2026 | $717,436 | as published |
| December quarter 2025 | $722,207 | as published |
| September quarter 2025 | $696,138 | as published |
| June quarter 2025 | $682,989 | as published |
| March quarter 2025 | $657,413 | as published |
| December quarter 2024 | $663,858 | as published |
Full series · 29 quarters · CSV · JSON
The average new housing loan measures the typical size, in Australian dollars, of a new housing loan commitment to owner-occupiers, derived by Numbra from the Lending Indicators collection published by the Australian Bureau of Statistics. It is published quarterly and runs from September quarter 2019 to September quarter 2026, with the current value at $725,407. It is an average loan size, not a measure of house prices or of the total value of lending.
The series sits alongside one other member of this family, the average first home buyer loan. The data is released under CC BY 4.0.
Also in this family
Related
Source
- α
- Source: Australian Bureau of Statistics, Numbra average loan size (derived from ABS Lending Indicators), retrieved 11 November 2026. CC BY 4.0.
- γ
- Source: Australian Bureau of Statistics, Numbra average loan size (derived from ABS Lending Indicators), retrieved 10 October 2026. CC BY 4.0.
- β
- Computed by Numbra from α.