First home buyer loans in Australia

First home buyer loans, Australia · Australian Bureau of Statistics · September quarter 2026

First home buyer loans in Australia 26,415 in the September quarter 2026, down 8.6% on the quarter and down 12.3% over the year.

Next release · Wed 11 Nov 2026, 11:30 AEDT · Lending indicators

September quarter 2026 final
26,415α
Quarter
down 8.6%β
Year
down 12.3%
5 years
down 30.6%
10 years
up 31.9%
2002 – 2026 · quarterly97 obs
New owner-occupier first home buyer loan commitments, number, latest 26,415 at September quarter 2026
median 26,077 final

What the numbers say

There were 26,415 new owner-occupier first home buyer loan commitments in Australia in the September quarter 2026, compared with 28,909 in the June quarter 2026. That is down 8.6% on the quarter, down 12.3% over the year and down 30.6% over 5 years, but up 31.9% over 10 years. The latest figure is the lowest since the December quarter 2022. It is 46.6% below the peak of 49,499 in the June quarter 2009, the highest since the series began in the September quarter 2002. The low of 18,264 came in the March quarter 2004, the lowest since the series began in the September quarter 2002.

How many first home buyer loans are there in Australia each quarter?

Australia had 26,415 new owner-occupier first home buyer loan commitments in the September quarter 2026. The figure for the June quarter 2026 was 28,909.

Are first home buyer numbers in Australia rising or falling?

First home buyer loan commitments in Australia fell in the September quarter 2026, down 8.6% on the quarter. They were also down 12.3% over the year, and the latest figure is the lowest since the December quarter 2022.

How have first home buyer numbers in Australia changed over 10 years?

First home buyer loan commitments in Australia were up 31.9% over 10 years, from the September quarter 2016 to the September quarter 2026. Over 5 years to the September quarter 2026 they were down 30.6%.

What is the highest number of first home buyer loans in Australia since the series began in 2002?

The peak for first home buyer loan commitments in Australia was 49,499 in the June quarter 2009, the highest since the series began in the September quarter 2002. The September quarter 2026 figure of 26,415 is 46.6% below the peak.

Written from the figures on this page · updated 11 November 2026

Recent quarters

QuarterValueStatus
September quarter 202626,415 final
June quarter 202628,909 final
March quarter 202630,255 final
December quarter 202531,531 final
September quarter 202530,136 final
June quarter 202529,014 final
March quarter 202528,763 final
December quarter 202428,938 final

Full series · 97 quarters · CSV · JSON

This series counts new owner-occupier first home buyer loan commitments in Australia, published quarterly by the Australian Bureau of Statistics. It covers loan commitments made during the quarter, not the stock of existing housing loans. The series runs from September quarter 2002 to September quarter 2026, with the latest reading at 26,415. It sits alongside one other member of this family, the value of new owner-occupier first home buyer loan commitments, stated in dollars rather than as a count. Both are released under CC BY 4.0.

Also in this family

Related

Australia Average home loan, AustraliaAustralia New home loans, AustraliaAustralia Building approvals, Australia

Source

α
Source: Australian Bureau of Statistics, ABS release pages (CPI, WPI, labour force, lending), retrieved 11 November 2026. CC BY 4.0.
γ
Source: Australian Bureau of Statistics, ABS release pages (CPI, WPI, labour force, lending), retrieved 28 September 2026. CC BY 4.0.
β
Computed by Numbra from α.
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